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Selected Recent Posts
- Forced overdraft “protection”
published on Nov 24th, 2011 in USBank
I had an account at US Bank for years and was fine with it until one day I logged on to internet banking to find my account was negative, when I expected to see a deposit credited from the day before and a paypal charge. I had bought a few items on ebay and paid […]
- More forced overdraft “protection”
published on in Credit Unions
I currently have an account at Nevada Federal Credit Union (or One Nevada now). I HATE it. I can’t unlink the savings from the checking account so if my debit card is compromised, they can drain both accounts before I realize. They call this “overdraft protection” – I call it bs. Secondly, I previously had […]
- Wall Street Layoffs, guess we know who will be joining the Occupy Movements!
published on Nov 18th, 2011 in All General Posts
From CNN Money story: Mid-to-late November is typically the season for layoffs, as banks want to avoid making cuts during the holidays in December. By doing it before year-end, these employees aren’t eligible for bonuses. In other words, less cut the bonuses and jobs of people we walked on to get to the top, so […]
- B of A CEO: “learned a lesson from debit card fee”
published on Nov 15th, 2011 in B of A
B of A CEO Brian Moynihan: ” We learned a lesson from debit card fee” – You Think? Also during interview: “Customers can avoid fees by using direct deposit for their paycheck, using a Bank of America credit card or taking out a mortgage with the bank”, Ok, I will take out a mortgage with […]
- Why is it so hard to change my address?
published on Nov 14th, 2011 in Nevada State Bank
For personal security reasons, I use a PO box and a UPS store mailing address for all my mail. I do not receive any mail at my house. I even took the mailbox off the house so I do not get all the junk mail the post office likes to deliver. I opened an account […]
- Forgot my deposit
published on Nov 13th, 2011 in Nevada State Bank
Made a large deposit to Nevada State Bank (about $10,000) in a check that was sent to me. I had been with the bank for many years, They said $3,000 was available right away but there would be a hold on $7,000. I already had nearly $2,000 in the bank so I did not care, […]
- Why Bank here?
published on in Other National Banks
Considered opening an account with Amalgamated Bank in Las Vegas. The girl on the phone was polite and informative. But she informed me that when I opened the account, they would submit it for approval which would take a few days, as not all businesses were approved. She explained that there were some types of […]
- Chase Bank loves overdraft fees
published on Nov 12th, 2011 in Chase Bank
Did not receive any information on how bank handles over drafts when opening accounts (or it was such fine print you could find it). One small math error resulted in two overdrafts for $70. All calls to customer service resulted in no one having the authority to assist me and, it appears, no desire to […]
- Unwanted OverDraft Protection
published on Nov 11th, 2011 in Credit Unions
Opened an account with Mountain America Credit Union. Was very specific that I did not need or want overdraft protection. Account is only used for specific bills and cash is deposited in the account immediately before check is mailed. A few days later, received an email “Overdraft Privilege Opt-in Confirmation Notice”, What happened to opt-out […]
- WELLSFARGO SUCKS
published on Nov 7th, 2011 in Wells Fargo
I have had my accounts with Wellsfargo for over 6 years now and they promised I would get a “FREE” checking account as long as I have a minimum of $25.00 deposited directly into my savings from it……well, they have been charging me $10.00 a month and they said there is nothing they can do […]
- Forced overdraft “protection”
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